Today's Rates

Last update: May 2, 2008 02:15 PM EST

Conforming | Jumbo | Interest-Only Conforming | Zero Down Mortgages | Government

Conforming Loan Programs

Conforming rates for loans to $417,000.

Program	Rates	Points	APR
30 yr fixed conforming	6.000	0.000	6.054
	5.750	1.000	5.897
	5.500	2.000	5.738
15 yr fixed conforming	5.625	0.000	5.715
	5.375	1.000	5.620
	5.125	2.000	5.526
3/1 ARM	6.125	0.000	5.701
	5.875	1.000	5.731
	5.625	2.000	5.762
30/5 yr fixed or 5/1 ARM	6.250	0.000	5.839
	6.000	1.000	5.835
	5.500	2.000	5.732
30/7 yr fixed or 7/1 ARM	6.250	0.000	5.931
10/1 ARM	6.625	0.250	6.322
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Jumbo Loan Programs

Jumbo rates for loans over $417,000.

Program	Rates	Points	APR
30 yr fixed jumbo	7.625	1.375	7.799
15 yr fixed jumbo	6.875	2.000	7.248
3/1 jumbo ARM	7.500	0.000	6.025
5/1 jumbo ARM	7.625	1.000	6.470
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Interest-Only Conforming Loan Programs

Conforming rates for loans to $417,000.

Program	Rates	Points	APR
30 yr fixed conforming Interest-Only	6.500	0.000	6.549
3/1 ARM Interest-Only
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Zero Down Mortgages Loan Programs

Program	Rates	Points	APR
80/20
80/15/5
80/10/10
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Government Loan Programs

Program	Rates	Points	APR
30 yr fixed VA	6.375	0.000	6.431
15 yr fixed VA	6.000	0.000	6.091
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APRs are calculated based on a Conforming loan amount of $240,000, or a Jumbo loan amount of $480,000. Points/fees/rates may vary for different loan amounts.